Final Expense Insurance - No Physical Examination Required
Gain Security, Peace of Mind and Protect Loved Ones
Most of us don't like to contemplate the need to prepare for our funeral and burial, but covering these services is an important part of personal estate planning. Final expense insurance gives your loved ones the resources they need to acknowledge your role in their lives.
Along with writing a will and preparing an advance directive, you must decide how your final expenses will be paid for. Final expense insurance offers an affordable way to provide for these costs, so that family and friends can celebrate your life without financial obligations.
While a traditional senior life insurance policy can provide funeral and burial coverage, final expense insurance policies have a lower face value than standard life insurance plans. You can purchase a final expense insurance policy with a coverage limit of several thousand dollars, enough to pay for a basic funeral service, casket, burial and cemetery plot. Term or whole life coverage generally begins at $10,000, an amount that may exceed your needs. Final expense insurance gives you just the right amount of coverage to arrange the funeral that you want. For example, a 65 year old male can recieve a $10,000 policy for as little as $60.00 per month.
Securing final expense coverage is relatively easy. You can apply for a simplified issue plan, which requires that you complete a basic medical questionnaire and meet specific qualifications, or for a guaranteed issue plan, which requires no questionnaire or medical exam and guarantees acceptance of your application.
Contact us today and let us find the right policy for you.